Cash Flow Solutions for Capital Constrained Companies

Lily Pad Financial provides immediate cash for working capital and cash flow needs to qualifying companies in the US and Canada.

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We can help your business take a LEAP! Get Going Now

Flexible Working Capital, Fast
We offer tailored Merchant Cash Advance solutions for businesses that need immediate working capital without the constraints of traditional lending. Our funding model is based on your daily revenue performance, giving you fast access to cash flow with repayment that flexes with your sales—no fixed payments, no collateral required, and funding as fast as 24 hours.

Turn Receivables and Orders into Cash
Our combined Invoice Factoring and Purchase Order Financing services help you unlock the cash tied up in unpaid invoices or supplier orders. Whether you’re scaling to fulfill large contracts or simply need predictable cash flow, we fund against your receivables and purchase orders so you can fulfill obligations, meet payroll, and grow without delay.

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RESULT-ORIENTED FUNDING
Merchant Cash Advance: Easy, efficient, and hassle-free. We provide fast access to capital based on your sales—not your credit score. Repayment flexes with your daily revenue, so you grow without pressure.

CASH FLOW WITHOUT COMPROMISE
Invoice Factoring: Convert your unpaid invoices into immediate working capital. No more waiting 30–90 days to get paid. Use your accounts receivable to stay liquid and invest in new opportunities.

GROWTH-DRIVEN ORDER SUPPORT
Purchase Order Financing: Accept larger orders with confidence. We fund your suppliers upfront so you can fulfill big contracts without taking on debt or depleting cash reserves.

Merchant Cash Advance

Easy, efficient, hassle free system for businesses to obtain merchant cash advances.

Invoice Factoring

Easy, efficient, hassle free system for businesses to obtain merchant cash advances.

Purchase Order Finance

Flexible and Fixed working capital solutions.

Cash Flow Solutions for Business Owners

Our one-page application and a few months of bank statements can get you an approval in less than 24 hours. Once approved, we can provide you with capital just 72 hours later. Faster than a bank loan! With our proprietary software – L.E.A.P, you monitor your activity in real-time. You’ll know when you’re eligible for another round of financing! As business owener you need quick and relaible access to working capital and the ability to improve cash flow at your fingertips without the hassle of taking on additional debt. We get it, and guess what? We can help. Take a Leap into success with a quick, simple and easy solution; Lily Pad Financial.

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RAPID CAPITAL DEPLOYMENT
We fund qualified businesses within 24 to 48 hours, ensuring immediate access to cash through merchant cash advances or invoice factoring—without the lengthy delays of traditional financing.

REVENUE-BASED REPAYMENT
Our flexible repayment structures align with your daily or weekly receivables, reducing financial pressure and supporting growth through a pay-as-you-earn model.

SUPPLIER PAYMENT SUPPORT
Through purchase order financing, we pay your suppliers directly so you can fulfill large contracts, manufacture goods, or scale without depleting cash reserves.

CREDIT-FREE QUALIFICATION
Our funding models prioritize business performance and cash flow over credit scores, making capital accessible even if you’re underbanked or newly established.

INVOICE ACCELERATION
With accounts receivable factoring, we unlock the value of your unpaid invoices—turning net-30 or net-60 terms into same-day liquidity.

MULTI-INDUSTRY EXPERIENCE
We serve businesses across construction, retail, medical, logistics, manufacturing, and government contracting, tailoring funding to each sector’s cash cycle.